BIf you have a question that’s not answered here, feel free to contact your financial aid advisor. We’re always here to help.
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How can I learn more about Emory’s Loan Replacement Grant and Loan Cap Program?
The Emory Advantage program reduces debt burden for families with annual incomes of less than $100,000 who demonstrate a need for financial aid. Learn more about Emory Advantage.
What is the Cost of Attendance (COA) and how is it established?
Cost of Attendance is an estimate of the total amount it will cost you to go to school for an academic period. It includes tuition and fees that will be charged to your student account, books and supplies, and an estimate of very moderate living expenses based on figures for the Atlanta area. The standard academic year includes nine months of living expenses.
Is it possible to get an adjustment to the Cost of Attendance?
Students are encouraged to look for ways to cut their monthly expenses to make it possible to live within the budget set by the Emory’s Office of Financial Aid. While you may submit an appeal to increase your cost of attendance instant phone payday loan to include certain expenses the decision to approve or deny the appeal is guided by professional judgment and federal guidelines.
Items that may be considered on appeal with appropriate documentation include the one-time cost of a computer (not to exceed $2,500) for an academic program of study; childcare expenses if the student is a single parent or if a spouse is employed; the cost of dental insurance (student only); out-of-pocket medical, vision, and dental expenses incurred by the student during the period of enrollment; automobile insurance and repairs incurred during the period of enrollment for the student’s car, and mileage for students who commute 400 or more miles per week and/or incur expenses related to rotation assignments. The cost of attendance cannot be increased to cover consumer debt (i.e., credit card or automobile payments). To request a copy of the Appeal for Budget Adjustment form, contact the Financial Aid office.
What determines who receives need-based financial aid?
The primary factor is financial need. Financial need is computed by ascertaining educational costs (tuition and fees, room and board, books and supplies, and a personal allowance) less family contribution (the measure of your family’s financial resources available to help pay for school).
Does more than one student in college at the same time increase the amount of need-based financial aid?
When there is more than one child in college simultaneously, enrolled at least half time, your family contribution is divided among college students. So, if there are two children in college one year, the family contribution will be divided between the two if the sibling is enrolled in a 4-year undergraduate program; community college and graduate students are not considered in this institutional calculation. If there is only one undergraduate the following year, 100% of the family contribution is expected to be available for this student.
Why does my financial aid package change each year?
At Emory, eligibility for financial aid is based on federal and institutional estimates of your family’s ability to contribute to the cost of education on an annual basis. A typical financial aid package may include grants, loans, and work. Consistent with federal guidelines, students are asked to assume a larger proportion of their expenses as they move closer to graduation. Keep in mind that your financial aid package is likely to change each year for one or more of the following reasons:
- You miss the priority deadlines
- A change in family income
- A change in family assets
- A change in the number of children in college
- A change in enrollment
- A change in the cost of education
- Your loan amount may increase as you continue through school
- Availability of institutional funding
What are my rights and responsibilities as a student?
Students at Emory have certain rights and responsibilities. Read more about them.